Temporary Contract problem!

Heisenberg87_2

I am currently in full time employment and my partner is in a fixed term (maternity cover) contract. We have a deposit of £20,000 and are looking at properties for around £200,000. We did an online mortgage in principle with Nationwide (who we save with) and got rejected. When I investigated further they simply said it would probably be down to the fact that my partner is on a temporary contract.

Has anyone had any luck with lenders who look at an individual case? She has been in regular employment now for 5 years (only 21) and I have been working the past 11 years.

My salary is £25,000
Her's is currently £28,000

Any help would be great!

Dave_Ham

There are highly likely to be options (subject to the detail)


You really need to have a chat with a broker to bottom out solutions.


The length of the fixed term and her track record are likely to be requested by the lender, so again need to stack up

Thrugelmir

Heisenberg87 wrote: »

my partner is in a fixed term (maternity cover) contract.

So the odds of a contract extension are low. If you partner has no income you cannot support a £180k mortgage. Perhaps lower your expectations until such time as your partner has a securer source of income.