Time estimate please - changing names on title deeds

sillyme

Hi - I'm not really sure where this post should go...

I want to know how long it might take (assuming no delays anywhere) to change the names on a property's title deeds. If I was going from sole name to adding someone on and making it joint names.

How long might this process take do you think?

kingstreet

The first thing you have to do is put a request in to the mortgage lender for a change of borrowers. This will be vetted in a similar way to a new application, so credit worthiness and affordability is confirmed.

Once that is done, the matter will then be passed to a solicitor acceptable to the lender for the ownership and mortgage deed to be done and the land registry updated.

Typical cost of a transfer of equity is £450 to £600 and about six to eight weeks.

kiddakidda

Assuming that there is a mortgage on the property?

If so, as Kingstreet has said.

If not, go straight to solicitor.

kingstreet

See duplicate thread on HBR&S, there's no mortgage.