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Re-Mortgage as a student

Some advice please.
I am currently a student doing an online course at home which finishes in March.
My 2 yr fixed deal with A&L(Santander) has just finished. So I am looking to get another deal, but as a student what are my chances.
I have sufficient funds to cover another 3 years if necessary.
I had trouble previously as I was self-employed and could only get a half decent deal with my original lender A&L. This saved me £30 a month.

Comments

  • kingstreet
    kingstreet Posts: 39,352 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ask your current lender for its customer retention options again as it sounds like you once again have limited/no remortgage options.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 11 November 2014 at 6:54PM
    Why not look on the A&L/ Santander website at existing customer offers first.
    You will have the details of your mortgage account and what you owe.
    They may do a free desk top valuation and give you an idea of your LTV and what deals, fixed, tracker, offset they have for you.
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