Mortgage for student and worker - how?!

Dave_Ham

I think you are potentially looking for something that is not there.


I would say it is highly likely HSBC will not buckle and therefore you need to take a view on how much you want/need to study and move.


Broadly looking at the numbers, a 2-3% mortgage rate should be achievable and if not affordable then you are taking the wrong decision.


The 0.75% rate is only great if you can achieve it and it looks likely you cannot, so stay put or move on based upon new terms.


Best of luck

Complicated

Ah ok, thanks Kingstreet, I understand. It is reassuring that someone will do the mortgage, I just hope it doesn't end up being ridiculous terms.

I've not seen anything under 4-5% for 80% LTV, are the 2-3% rates sneakily hidden?! Well it certainly looks like we'll need a broker this time. I hope I can find a good one!

Thanks for the advice everyone.