Debt Princess

Phillipa_3

I called them yesterday and will most likely commence the IVA process as seemed very good so far (although not that I have a great deal of experience!). Anyone had any experience of them?

TallGirl

Try Payplan or CCCS and see what they say get a 2nd opinion. Sorry never heard of Debt Princess are they for real?

Phillipa_3

Yeah seem to be. They specialise in debt problems for women and the girls on the 0800 number were nice enough. I found them from an advert then their website www.debtprincess.com

TallGirl

They claim they can offer you a no cost IVA, that is not possible there will always be a fee to pay. I really would urge you to get a second opinion they look too good to be true. CABx and National Debt Line are also useful for impartial advice

fermi

Please please talk to Payplan, CCCS or CAB before you go ahead with this company.

All of these should be able to either put you in touch with a recommended IP or advise you on how to find a company that will not rip you off on the fees and terms of an arrangement.

In particular, see payplan here:

http://www.payplan.com/individual-voluntary-arrangements.php

davetrousers

Holy Cow Batman, what a pink website!

I think that you need to realise that that website (deptprincess) is there for one reason, to make them money, they are not doing it because they are nice and want to help you, they want to make money!

TallGirl

Yes they will get a big fat fee for the referral too. I cannot believe that site either Phillipa please do not touch them.

chevalier

Are you sure that an IVA is the only choice for you?

How about putting up a statement of affairs (SOA) on here (see southernscousers sticky at the top of the forum for the layout), and see if we can help you cut your expenditure. You will need to fill one of these in anyway whichever company ends up helping you, so this would be a good trial run.

I agree with everyone else, speak to CCCS, Payplan, National Debtline (any one of these, they are free), or else go to one of the web sites and fill in their online form. You will get free advice that way too.

regards
chev

quantumleap

You should absolutly speak with either CCCS, Payplan or National Debtline. The reality is that most other companies offering help of this sort are out to make money, the three listing above are not. Whilst I know nothing of them I suspect the likelyhood is that there are fees built in to whatever solution they are offering you. The other likelyhood is that you won't realise it until you've already signed on the dotted line.

Take the advice from those on here. Post a SOA (statement of affairs) and let the folk on here give you some good advice. Then, if you need to, call one of the providors listed in this an other replies.

DO NOT be hasty!!

betti911

What an awful website. It is so patronising! 'Its easy to fall in debt by living the princess life style' Please don't fall for it Phillipa.

immoral_angeluk

betti911 wrote: »

What an awful website. It is so patronising! 'Its easy to fall in debt by living the princess life style' Please don't fall for it Phillipa.

Completely agree... princess lifestyle???? :wall: