Mortgage rules after bereavement

SWALLOW

Hi, I am looking for some guidance
My partner has been diagnosed with a terminal illness and I am trying to get a better understanding of my options with the property.
We have a property with a mortgage half paid and in need of a number of costly repairs. One he passes I would be left with just enough money to repay the mortgage and do the bulk of repairs but then scratching around for a job ( I have spent the best part of five years looking after him on and off so have not had a job in that time)
I really want to not pay off the mortgage but do the repairs and rent the house out using the remaining cash to buy a small place for myself. (I have terrible credit and would not get a mortgage)
Sorry to waffle.. My question is would the mortgage company be likely to allow this option? I have done the maths and in my area properties rent quickly as they are good homes for couples with young kids and for enough money to cover the mortgage payments. I also would like some advice on when is the best/worst time to raise all this with the Mortgage company?
Does anyone have an experience similar to this?

Thrugelmir

Personally I would take the pragmatic approach. Sell the property at the appropriate time and buy for cash. In essence put your security first.