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Baby steps to mortgage freedom for beanielou.
Comments
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Oh beanie. I had quite a few Christmases with just my mum and me, and they weren't the most fun I ever had - do you chant ever, when your mum's around? How can you take care of yourself?2023: the year I get to buy a car0
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Oh beanie. I had quite a few Christmases with just my mum and me, and they weren't the most fun I ever had - do you chant ever, when your mum's around? How can you take care of yourself?
I get on well with my mum most of the time, & there will be other people there including one who is also staying over night.
I am still dithering about if I need to buy her a gift.
I am resigned to not seeing DS which I am sad about but am ok with it if that makes sense.
Nothing can ever be a truely dire as the first year DS stayed with his dad.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I get on well with my mum most of the time, & there will be other people there including one who is also staying over night.
I am still dithering about if I need to buy her a gift.
I am resigned to not seeing DS which I am sad about but am ok with it if that makes sense.
Nothing can ever be a truely dire as the first year DS stayed with his dad.
At least you'll see DS next Christmas
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Another busy busy day at the foodbank.
So tired is all.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Another busy busy day at the foodbank.
So tired is all.
You're helping a lot of people to have a good Christmas Beanie. I hope you get a good rest tonight.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Take care Lou x0
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Been to a Christingle service today.
First time ever.
Was sweet.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hope you’re feeling better and not too sore after your falls.
I’d be tempted to wrap a little edible gift and bring it out should the person in question bring gifts. If not keep it and eat yourself.....or is that the Scrooge in me coming out:eek::eek:January spends - £587.580 -
Good idea from Milann re a food gift.
The Parma violet gin was nice by the way but don't think I'd buy a full bottle, slightly too sweet for me. Tonight's was Whitley Neill rhubarb and ginger which was nice.
My Christmas Day will consist of just me, Mr SA and DD - thank goodness for gin :rotfl:I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Sun_Addict wrote: »Good idea from Milann re a food gift.
The Parma violet gin was nice by the way but don't think I'd buy a full bottle, slightly too sweet for me. Tonight's was Whitley Neill rhubarb and ginger which was nice.
My Christmas Day will consist of just me, Mr SA and DD - thank goodness for gin :rotfl:
YOu will need the gin:rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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