Baby steps to mortgage freedom for beanielou.

milann

Sleep is the best way to spend the afternoon as your body wil be fighting all those little bugs off.
Wish I was nearer to you I'd hobble around on my crutches with a pint of milk in my rucksack for you - take care

beanielou

milann wrote: »

Sleep is the best way to spend the afternoon as your body wil be fighting all those little bugs off.
Wish I was nearer to you I'd hobble around on my crutches with a pint of milk in my rucksack for you - take care

Aww how sweet:A

I finally had a shower & have been & bought milk & just a few bits and bobs. (May have bought a reduced chocolate log:eek:)
I am knackered again & boy is it cold cold here.
The kind chap in the shop carried shopping to the car

beanielou

Thank you all for all the good wishes everyone.
They mean a lot.

beanielou

You could so not take it up :mad: :mad:
Got up, fell over, knocked a pile of stuff off the table.
Broken DS's graduation picture.
Got my fingers stuck under the door.
They are all bruised.
Bah. Bah. Bah.

beanielou

Ist December today!!
If I had still been married would have been married 35 years this week :eek:
Feels like that was another me in another life.

Anyway. Another mortgage payment has gone today so another month nearer freedom.
I think I have made the very difficult decision to cut back on the monthly amount I pay to the mortgage.
I think I need to cut myself a bit of slack.
Although I am so keen to get rid of this mortgage because of the worry about my income I dont think I can go on as I can.
Thoughts welcome dear reader.

Hope we all have a good December.
I am so liberated as I have cut down on Christmas presents so much.
So pleased with myself.

maddiemay

Beanie I hope that you don't mind me delurking to say that I think you cutting yourself a bit of slack is a good call, particularly through the winter months when you need to have warmth and warming healthy food.
Take care.
MM x

WannabeFree

maddiemay wrote: »

Beanie I hope that you don't mind me delurking to say that I think you cutting yourself a bit of slack is a good call, particularly through the winter months when you need to have warmth and warming healthy food.
Take care.
MM x

I agree totally x

ZTD

beanielou wrote: »

Ist December today!!

Almost Christmas...

beanielou wrote: »

If I had still been married would have been married 35 years this week :eek:
Feels like that was another me in another life.

So I take it you wouldn't do that again?

beanielou wrote: »

Anyway. Another mortgage payment has gone today so another month nearer freedom.
I think I have made the very difficult decision to cut back on the monthly amount I pay to the mortgage.
I think I need to cut myself a bit of slack.
Although I am so keen to get rid of this mortgage because of the worry about my income I dont think I can go on as I can.
Thoughts welcome dear reader.

If you pay it off your mortgage, it is lost to you forever. If you keep hold of it, then you can at some stage just...pay it off your mortgage!

Don't think of it as an ambition denied - just delayed a little. Which in the grand scheme of mortgages is not very long at all.

beanielou wrote: »

Hope we all have a good December.
I am so liberated as I have cut down on Christmas presents so much.
So pleased with myself.

:T

beanielou

ZTD wrote: »

Almost Christmas...



So I take it you wouldn't do that again?

That would be a bit fat no:rotfl:



If you pay it off your mortgage, it is lost to you forever. If you keep hold of it, then you can at some stage just...pay it off your mortgage!

Don't think of it as an ambition denied - just delayed a little. Which in the grand scheme of mortgages is not very long at all.



:T

This is true.

I know the problem of me getting so stressed about it ( as I think you know) is having a so called assessment & being told I had nothing wrong with me. So I lost half my income for a while before it was sorted out.
That had such an impact on my physical & mental health it was just dire. So people tell me not to worry but unfortunatly I do. In a way it is worse now as I can see the light at the end of the tunnel in a way. Apologies for the essay.:o

ZTD

beanielou wrote: »

I know the problem of me getting so stressed about it ( as I think you know) is having a so called assessment & being told I had nothing wrong with me. So I lost half my income for a while before it was sorted out.
That had such an impact on my physical & mental health it was just dire. So people tell me not to worry but unfortunatly I do. In a way it is worse now as I can see the light at the end of the tunnel in a way.

The hardest thing in the world is to deliberately "not learn a lesson". However, what you are doing to avoid the same kind of hard knock to the system is to replace it with a long drawn-out agony. That's no good either. In fact it's probably less good for you.

beanielou wrote: »

Apologies for the essay.:o

It's explaining yourself...