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Baby steps to mortgage freedom for beanielou.
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Meant to say that I managed to make a wee OP on the loan yesterday. Into the next thousand so am pleased with that.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
beanielou said:Meant to say that I managed to make a wee OP on the loan yesterday. Into the next thousand so am pleased with that.
I frequently threaten Chloe with rehoming and especially when she brings birds in!! 🙄😡😂😂😉
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,270 Interest saved £5,816 to date
Fixed rate 3.85% ends October 2030
Read 54 books of target 52 in 2025, as @ 28th September
Produce tracker: £389 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
I’ve put collars with bells on to try and stop that once the kittens can go out. My last cat brought a live mouse in one Saturday night and dropped it at our feet in the living room ! It managed to run under a unit we couldn’t move - we came down In the morning to a half a dead mouse and cat looking smug ….Sealed pot challenge 822
Jan - £176.66 :j1 -
Eek to the bird, but well done on the OP and great to be in the next thousand!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Well done on the op!
I regularly threaten our dogs with the pound 🤣Mortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!1
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