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Baby steps to mortgage freedom for beanielou.

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Comments

  • beanielou
    beanielou Posts: 96,324 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Meant to say that I managed to make a wee OP on the loan yesterday. Into the next thousand so am pleased with that. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,184 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou said:
    Meant to say that I managed to make a wee OP on the loan yesterday. Into the next thousand so am pleased with that. 
    Oh well done 😊👏🤩

    I frequently threaten Chloe with rehoming and especially when she brings birds in!! 🙄😡😂😂😉

    KK
    As at 15.09.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
    - OPs to mortgage = £12,270 Interest saved £5,816 to date
    Fixed rate 3.85% ends October 2030

    Read 54 books of target 52 in 2025, as @ 28th September
    Produce tracker: £389 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • dawnybabes
    dawnybabes Posts: 3,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I’ve put collars with bells on to try and stop that once the kittens can go out.  My last cat brought a live mouse in one Saturday night and dropped it at our feet in the living room ! It managed to run under a unit we couldn’t move - we came down In the morning to a half a dead mouse and cat looking smug ….
    Sealed pot challenge 822

    Jan - £176.66 :j
  • jwil
    jwil Posts: 22,328 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Eek to the bird, but well done on the OP and great to be in the next thousand!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Jessy103
    Jessy103 Posts: 2,364 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Well done on the op! 
    I regularly threaten our dogs with the pound 🤣
    Mortgage Balance as of September 2025 £11,700
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
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