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Baby steps to mortgage freedom for beanielou.

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Comments

  • doingitanyway
    doingitanyway Posts: 10,025 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    We get good friends by being a good friend. At least I think so.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • KajiKita
    KajiKita Posts: 7,811 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou said:
    jwil said:
    beanielou said:
    jwil said:
    Glad you had a nice time with friends.
    Thanks. Hope I dident moan too much! 
    I'm sure you didn't, and I'm sure your friends understand the need to vent with everything going on!
    I’m sure they do. 

    One of my friends said ‘oh I have been nominated for an award. I don’t know who nominated me’. I said ‘oh I can’t think who nominated you’. She knows me well enough to know that it was me from the way I said it & got very emotional & gave me a big hug. 🥰 
    Awwww …. ❤️ Well done Beanie 👏😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    jwil said:
    beanielou said:
    jwil said:
    Glad you had a nice time with friends.
    Thanks. Hope I dident moan too much! 
    I'm sure you didn't, and I'm sure your friends understand the need to vent with everything going on!
    I’m sure they do. 

    One of my friends said ‘oh I have been nominated for an award. I don’t know who nominated me’. I said ‘oh I can’t think who nominated you’. She knows me well enough to know that it was me from the way I said it & got very emotional & gave me a big hug. 🥰 
    Aww that's lovely 😍
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Watty1
    Watty1 Posts: 6,882 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Lovely - good friends attract good friends I think :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Seasidegal58
    Seasidegal58 Posts: 6,018 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    That's so nice beanie!👍😀
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hope your friend gets the award 🤞
    Good to hear you managed to get out.
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,684 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    A hard week in many ways. I am literally on my knees. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • dawnybabes
    dawnybabes Posts: 3,373 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Aww ((hugs)) make sure you are looking after yourself and have some quality down time 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry it's been tough xxx
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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