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Baby steps to mortgage freedom for beanielou.

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Comments

  • Cheery_Daff
    Cheery_Daff Posts: 17,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh Beanie, I'm so sorry 😕 hopefully the DVLA have enough sense to see through a malicious complaint 😡 so sorry you're having to deal with this on top of everything else xx
  • doingitanyway
    doingitanyway Posts: 10,440 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    What a mean thing for someone to do. Keep plodding.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • beanielou
    beanielou Posts: 96,799 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    badmemory said:
    And the nomination for a***ole of the year is-----.   Always remember though that revenge is a dish best served cold.  Was that Klingon?
    Thanks. ☺️ 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,799 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Oh Beanie, I'm so sorry 😕 hopefully the DVLA have enough sense to see through a malicious complaint 😡 so sorry you're having to deal with this on top of everything else xx
    Thank you. Xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,799 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    What a mean thing for someone to do. Keep plodding.
    Thank you ☺️ 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • CrazyBee787
    CrazyBee787 Posts: 1,287 Forumite
    1,000 Posts Name Dropper Photogenic
    beanielou said:
    Sorry to hear of the rough patch you are going through. Have you tried camomile to help with sleep (although not recommended for people with a dicky heart!).

    Take careXX
    Thanks. No I haven’t tried camomile. Do you mean tea? 🤔
    Yes, I mean tea.
    Missions: -

    1) Build up an emergency fund (EF) £3100/£3500 By end of 2025!
    2) Pay off Mortgage Starting £58738 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
    3) Improve the number of no spend days.
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,148 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Sorry to hear this, I know who my money is on. Now having to fill in , diabolical. 
    Life is an adventure, never stop exploring.

  • beanielou
    beanielou Posts: 96,799 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry to hear this, I know who my money is on. Now having to fill in , diabolical. 
    Yes. ‘Tis grim. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • maggiem
    maggiem Posts: 1,971 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    What a ******* (fill in rude word of choice!) some people re really horrible and yes hope karma returns the compliment with bells on. Sorry to read this beanielou, awful for you. 
  • jwil
    jwil Posts: 22,536 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That is really shocking 😡
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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