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Baby steps to mortgage freedom for beanielou.

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Comments

  • CrazyBee787
    CrazyBee787 Posts: 990 Forumite
    500 Posts Name Dropper Photogenic
    Sorry to hear of the rough patch you are going through. Have you tried camomile to help with sleep (although not recommended for people with a dicky heart!).

    Take careXX
  • beanielou
    beanielou Posts: 95,712 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    KajiKita said:
    I’m glad seeing DS gave you a boost. 
    Good shout on getting a second quote for the roof. Hope it comes in (a lot!) cheaper 🤞

    Sending hugs x

    KK
    Thank you. ☺️ 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,712 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sending hugs Beanie I'm so sorry to read the news. ☹️
    I hope the second quarter of 2025 is an improvement on the first. 
    Glad you got to see DS ♥️
    And I have my fingers crossed for a much cheaper quote for the roof. 🤞🏼
    Thanks ☺️ 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,712 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    jwil said:
    Glad you got to see DS.  Fingers crossed for a cheaper quote for the roof as well x
    Thank you. ☺️ 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,712 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry to hear of the rough patch you are going through. Have you tried camomile to help with sleep (although not recommended for people with a dicky heart!).

    Take careXX
    Thanks. No I haven’t tried camomile. Do you mean tea? 🤔
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Twinnings do a tea called sleep and that has camomile in it. If I remember to drink it it does help. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • doingitanyway
    doingitanyway Posts: 10,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I agree with chamomile. I drink it when I am feeling 'edgy' and it calms me as well as helping with sleep. 
    Give it a go beanie, you need your sleep with all you have going on.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • milann
    milann Posts: 11,413 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Sorry you’ve had such a run of horrible news. It never rains but it pours. Sending virtual hugs.
    Glad you saw ds and he cheered you up 😀
    My Dd swears by camomile and honey tea….drinks it from about 5 ish. Twinnings do it. Got to admit it’s never done much for me but maybe I don’t give it long enough 😜
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,712 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    lucielle said:
    Twinnings do a tea called sleep and that has camomile in it. If I remember to drink it it does help. 
    L
    I agree with chamomile. I drink it when I am feeling 'edgy' and it calms me as well as helping with sleep. 
    Give it a go beanie, you need your sleep with all you have going on.
    milann said:
    Sorry you’ve had such a run of horrible news. It never rains but it pours. Sending virtual hugs.
    Glad you saw ds and he cheered you up 😀
    My Dd swears by camomile and honey tea….drinks it from about 5 ish. Twinnings do it. Got to admit it’s never done much for me but maybe I don’t give it long enough 😜
    Thanks for the info on the tea. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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