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Baby steps to mortgage freedom for beanielou.
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Helloooooo👋👋👋👋👋Hope you’re ok 🤞January spends - £587.583
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Lots going on here behind the scenes. A friend is potentially quite unwell. Another friend is making unreasonable demands. Other stuff going on. To top it all I got a parking ticket yesterday. Don’t even have the energy to write the appeal.Don’t be surprised I am quiet.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.8 -
Thanks for posting. Take as long as you need but know we are all here for you when you’re ready to postMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.4
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Sorry you have so much stuff going on Beanie, hope it settles down soon xMortgage OP 2026 £860/2000Mortgage balance: £31,791
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May
Boiler fund £2085/30004 -
Sorry things are tough for you at the moment, take care xx"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Sending positive vibes your way 🙏 xI get knocked down but I get up again (Chumbawamba, Tubthumping)3
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Oh no beanie! Also sending love and hugs across the net to you ❤️Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/243 -
Sending hugs xKKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 30 books of target 52 in 2026 as @ 4th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Hugs and positive vibes from me 👍January spends - £587.582
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Hope things improve quickly @beanielou, sending hugs.3
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