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Baby steps to mortgage freedom for beanielou.
Comments
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Very appropriate to be wearing your bee dungarees then 😆beanielou said:I am a busy bee!I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪4 -
Sounds like you’ve been having a lovely time apart from the weather.January spends - £587.584
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The weather today has been pretty horrendous this afternoon. Torrential rains & lots of flooding. Unbelievable. I may need a hovercraft to go tonight. Our local supermarket is closed due to the flooding. It was horrendous driving up the motorway.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]4 -
Wow! Be careful out there ….beanielou said:The weather today has been pretty horrendous this afternoon. Torrential rains & lots of flooding. Unbelievable. I may need a hovercraft to go tonight. Our local supermarket is closed due to the flooding. It was horrendous driving up the motorway.
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Take care in that weather 💦😳☂️January spends - £587.584
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Hope the weather improves. Bee dungarees sound fab!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Hi Beanie I hope you're ok. We had the heavy rain / thunder lightning and flood warning too. Thankfully didn't come floods this time ... We've not been so lucky in this town before though!
Emergency Fund - £1000
Debts-
Groceries October £ 407.02/500
CC 316
CC 3058.17
Kitchen loan 38574 -
Remember that I got them last year 🤩jwil said:Hope the weather improves. Bee dungarees sound fab!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]3 -
It was horrendous. All gone today though.debtfreewannabe321 said:Hi Beanie I hope you're ok. We had the heavy rain / thunder lightning and flood warning too. Thankfully didn't come floods this time ... We've not been so lucky in this town before though!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]3 -
I do remember, wear them and 'bee' proudbeanielou said:
Remember that I got them last year 🤩jwil said:Hope the weather improves. Bee dungarees sound fab!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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