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Baby steps to mortgage freedom for beanielou.

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Comments

  • skint_spice
    skint_spice Posts: 13,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you got your car back especially if the snow is coming!
    Mortgage OP 2026 £350/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £32,990

    Make £50 a month Jan £20
    Boiler fund £1225/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • KajiKita
    KajiKita Posts: 9,434 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    beanielou said:
    The world has gone mad.
    I have just seen a advert for chocolate haggis!!
    Ewwww ….!! On so many levels …. 😳🤯😂

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 9 books of target 52 in 2026 as @ 27th January 
    Produce tracker: £36 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • milann
    milann Posts: 11,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The world has indeed gone mad 😱 chocolate haggis!?!?!? My mind is now going overtime is it just chocolate shaped like haggis to tempt tourists to part with cash or haggis that you cook with actual chocolate bits in 🤔🤔🤔🤔🤔
    January spends - £587.58
  • Well, some people put chocolate into chilli 
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • beanielou
    beanielou Posts: 98,058 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Another crapola start to the day & another crawl to the toilet. 
    Life is fantastic. Not. 
    I am not enjoying life. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 13,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    May your day get better 🙏
    Mortgage OP 2026 £350/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £32,990

    Make £50 a month Jan £20
    Boiler fund £1225/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Cheery_Daff
    Cheery_Daff Posts: 18,120 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Aw beanie, hae a hug ((((((()))))))) Hope things get better for you soon xx
  • Have some hugs from me Beanine 🤗🤗🤗🤗🤗🤗🤗🤗

    Fortune x

  • Sun_Addict
    Sun_Addict Posts: 24,999 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope your day has got better since x
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • milann
    milann Posts: 11,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hugs from here to. Hope the day has improved for you.
    January spends - £587.58
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