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Baby steps to mortgage freedom for beanielou.

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Comments

  • skint_spice
    skint_spice Posts: 13,815 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you got your car back especially if the snow is coming!
    Mortgage OP 2026 £1920/2000
    Mortgage balance: £29,382

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept



  • KajiKita
    KajiKita Posts: 10,818 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    beanielou said:
    The world has gone mad.
    I have just seen a advert for chocolate haggis!!
    Ewwww ….!! On so many levels …. 😳🤯😂

    KK
    As at 26.09.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 70 books of target 52 in 2026 as @ 1st October. 
    Produce tracker: £329 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • milann
    milann Posts: 11,862 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The world has indeed gone mad 😱 chocolate haggis!?!?!? My mind is now going overtime is it just chocolate shaped like haggis to tempt tourists to part with cash or haggis that you cook with actual chocolate bits in 🤔🤔🤔🤔🤔
    January spends - £587.58
  • Well, some people put chocolate into chilli 
    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • beanielou
    beanielou Posts: 101,299 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Another crapola start to the day & another crawl to the toilet. 
    Life is fantastic. Not. 
    I am not enjoying life. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • skint_spice
    skint_spice Posts: 13,815 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    May your day get better 🙏
    Mortgage OP 2026 £1920/2000
    Mortgage balance: £29,382

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept



  • Cheery_Daff
    Cheery_Daff Posts: 18,853 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Aw beanie, hae a hug ((((((()))))))) Hope things get better for you soon xx
  • Have some hugs from me Beanine 🤗🤗🤗🤗🤗🤗🤗🤗

    Fortune x

  • Sun_Addict
    Sun_Addict Posts: 26,256 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope your day has got better since x
    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • milann
    milann Posts: 11,862 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hugs from here to. Hope the day has improved for you.
    January spends - £587.58
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