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Baby steps to mortgage freedom for beanielou.
Comments
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            😂😂at Miss S trying to help. It’s so good that the physio visits you 👍
 Stay safe it’s like an ice rink outside here today 🥶January spends - £587.583
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            I am a wee bit demented.They are digging up the pavement right out side of my house and driveway.There are barriers up.To get my car out I need to wonder around the estate and find the people to move the barriers.I feel trapped 😢
 They started yesterday.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.5
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            Our posts crossed.
 How ridiculous that they’ve trapped you in. Surely they should have warned you so you could get a plan into action 😡January spends - £587.583
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 Absolutely this.milann said:Our posts crossed.
 How ridiculous that they’ve trapped you in. Surely they should have warned you so you could get a plan into action 😡The noise is also very loud.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.3
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            They did something similar round here putting in cables under the pavements and totally blocked people in with barriers. I was visiting a friend and had to be helped by one of the workies to climb over piles of earth and jump over a trench to get to her front door!!! Hope you can get out safely, take care x5
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            That’s really bad. Hope you escape soon
 LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
 Lucielle's Daring Debt Free Journey
 DFD Before we Die!!!! Long Haul Supporter #1244
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            Oh Beanie you have my sympathy, my flat block is surrounded by holes and orange fencing miles of it. They are replacing the gas pipes , the car park is next. I could go on but it is no good. I hope you don't have to put up with for a long time , we are now in our 3rd week. Did you get out in the end ? Life is an adventure, never stop exploring.5 Life is an adventure, never stop exploring.5
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            Oh dear Sunshine Girl2…..that doesn’t look good at all 😵💫January spends - £587.583
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 I agree, sympathies to you and Beanie. I had the same here with fibre about a year ago - but they did put boards over trenches and let me out on request.milann said:Oh dear Sunshine Girl2…..that doesn’t look good at all 😵💫Achieve FIRE/Mortgage Neutrality in 2030
 1) MFW Nov 21 £202K now £171.8K Equity 36.37%
 2) £2.6K Net savings after CCs 10/10/25
 3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
 (If took bigger lump sum = 60.35K or 47.6%)
 4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
 5) SIPP £5K updated 10/10/254
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            It’s fibre here too.Managed to get out eventually.Took a while & was a nightmare to get back in.The least they could have done was let people know in advance. Bah.Shame on them. Virgin I am talking about you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.5
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