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Baby steps to mortgage freedom for beanielou.

edited 30 November -1 at 1:00AM in Mortgage-Free Wannabe
12.2K replies 658K views
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  • in_need_of_directionin_need_of_direction Forumite
    6.6K posts
    Sixth Anniversary 1,000 Posts
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    Just treat that mortgage like you did your weight and you'll have it cleared in no time. Glad to see you have a diary. I'll be cheering you on as it was you how kept me and I'm sure many other plodding on with my diary
    Mortgage at 01.01.14 £119,481.83:eek: today £60212.93 Offset fund today 1366.16 target £2000 by 31/12/20
    Emergency fund £5.5/5.5k & £200/200 cash.:j
    Weight 24/02/19 14st 7lb now 13st 5lb
    determined to stop defining myself by my mistakes.
    Progress not perfection.:T
  • Secret_Saving_SquirrelSecret_Saving_Squirrel Forumite
    4.1K posts
    Mortgage-free Glee!
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    Good luck to you. When you feel in need of treats, just remember how hard you work to earn the money to pay for them, and they don't feel like treats any more.

    Squirrel x
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • beanieloubeanielou Forumite
    71.8K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    I think my biggest problem is that I live very close to the bone anyway & really dont have any spare money.
    Anyway every little helps :)
    Thanks for the encouragement everyone :j
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 9 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • beanieloubeanielou Forumite
    71.8K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    A wee payment today.
    It all adds up :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 9 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • in_need_of_directionin_need_of_direction Forumite
    6.6K posts
    Sixth Anniversary 1,000 Posts
    ✭✭✭✭
    Well done. I didn't believe just how much it adds up until I stopped faffing about and started to op.
    Mortgage at 01.01.14 £119,481.83:eek: today £60212.93 Offset fund today 1366.16 target £2000 by 31/12/20
    Emergency fund £5.5/5.5k & £200/200 cash.:j
    Weight 24/02/19 14st 7lb now 13st 5lb
    determined to stop defining myself by my mistakes.
    Progress not perfection.:T
  • tootallulahtootallulah Forumite
    2.2K posts
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    Hiya Beanie great to see you on MFW. Gosh you are in the 29s every £10 makes an impact and you will be able to see it. Good luck.
    Mortgage House £68,000 July 2019, Aug £67k, Sep £66k.
  • beanieloubeanielou Forumite
    71.8K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Another teeny weeny payment today :j
    Two quid better in their pocket than mine!!! :rotfl:
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 9 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • KarmacatKarmacat Forumite
    34.3K posts
    Part of the Furniture 10,000 Posts
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    Beanie! I'm so sorry I didn't see your thread before - I'm terrible for only looking at threads I'm subscribed to, I must go to the forum itself once a week or something.

    Anyway, welcome here :j its a very lovely place.

    And I know exactly what you mean about income going lower and still trying to pay things off, thats the boat I'm in. I'm looking at m.b.ing to help me :)

    Subscribing.
    Downsized and paid off mortgage 2010
    Retired August 2016
    Paid off French mortgage September 2018
    New kitchen fully installed June 2019
  • beanieloubeanielou Forumite
    71.8K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Thanks karmcat :j
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 9 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • edinburgheredinburgher Forumite
    11.9K posts
    Part of the Furniture 10,000 Posts Name Dropper
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    You're doing well Beanielou, love your avatar :)
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