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Baby steps to mortgage freedom for beanielou.

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Comments

  • Sun_Addict
    Sun_Addict Posts: 24,109 Forumite
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    That 2 years has flown by! My DD has a terrible cough and feels really rough but 3 negative Covid tests say it must be something else. I hope you feel better soon xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Cheery_Daff
    Cheery_Daff Posts: 17,229 Forumite
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    Glad you're feeling a bit better today Beanie xx
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Glad you're feeling a little bit better today.  Hopefully you keep improving now xx
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • beanielou
    beanielou Posts: 95,685 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yes, I have continued to test negative.
    Hoping to get to SW tomorrow but will wait & see how I am for driving.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 28,975 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you feel better soon 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 22,036 Forumite
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    Glad you are feeling a bit better.  Hope you manage to get out x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hope you feel better today. There are some horrible bugs about atm. 
    The heating is a terrible worry…..you need to keep warm though as I know the cold makes you suffer. Something really needs to be done soon to help people soon. 
    Can’t believe your furry companion has been with you 2 years already 😻
    January spends - £587.58
  • Sun_Addict
    Sun_Addict Posts: 24,109 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wow well done 👏🥳
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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