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Baby steps to mortgage freedom for beanielou.
Comments
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Glad you're having time with friends beanie it does lift the spirits.I was one of the women in the last group to get my pension at the age it was promised back in the day/ I've always struggled to understand why they moved the goalposts for those who followed and ignored all the campaigns over the years. So much for levelling up!Too many words and not enough action there. Reality is the wealthy have no concept of life struggling to get by It isn't on their radar.In the Wall St crash multi millionaires found themselves in poverty having wasted money. morgaged homes and businesses and heavily in debt.Those who didn't live that way were more equipped to find a way through. It isn't fair but if you have to live to a budget, cook from scratch , grow your own and make do and mend you are better equipped to survive than those in the hand made shoes and Savile Row suits.pollyxIt is better to light a single candle than to curse the darkness.
There but for fortune go you and I.6 -
My social life is like that, nothing happens and then the proverbial buses come along. Glad you had a good time
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1246 -
Hope you've had a lovely time with your friends
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Glad you caught up with friends.
Hope that your energy picks up soon.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
Thanks everyone.
I think the energy dip is most likely stress.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Just watched top of the pops from 1978!!
Oh how I loved Dan Hill.
I had all his albums & they are still in the loft!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Watched that too, I used to love Rose Royce. I have so many albums and 12 inch singles from the late 70s and early 80s in my loft. I was only saying to Mr SA tonight I have some white label DJ 12 inch singles from the early 80s up there. I used to spend a fortune on records, dread to think how much!I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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Glad you went out with old friends , always enjoy a catch up.Life is an adventure, never stop exploring.6
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I was watching that too - year I was born!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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Beanie I hope you don't mind me saying but I thought of you when I read this.
'I adopt wobbly cats' - BBC News
If you go down to the woods today you better not go alone.4
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