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Baby steps to mortgage freedom for beanielou.
Comments
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'Tis not goodskint_spice said:Is it maybe time to try something else for stability? My mum has just switched to rolator type thing.
It must be awful Beanie, wish I could help some how.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
I know it probably won’t give any answers but would a trip (oops no pun intended 😂🤪😏) to the fall clinic be of any use. I presuming not as you’ll have already done everything 😉January spends - £587.586
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Just catching up. I hope you are ok after your fall.
I agree that the future of fuel bills is just terrifying.
Would a bag similar to this be any good? It would be fairly close to your body so hopefully stay out of the way when you are using the sticks: https://smile.amazon.co.uk/dp/B07TFCQZTX/"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Have already been.milann said:I know it probably won’t give any answers but would a trip (oops no pun intended 😂🤪😏) to the fall clinic be of any use. I presuming not as you’ll have already done everything 😉
Nothing they could do to help.
I was the youngest there by about 3 years!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Thanks jwil.jwil said:Just catching up. I hope you are ok after your fall.
I agree that the future of fuel bills is just terrifying.
Would a bag similar to this be any good? It would be fairly close to your body so hopefully stay out of the way when you are using the sticks: https://smile.amazon.co.uk/dp/B07TFCQZTX/
Will ponder
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
In todays news Miss S has not had the best day.
She had a funny thing under her chin this morning.
It was very difficult to see.
By the afternoon the thing had burst & it was horrid.
Ruined a cardigan mopping the gunge up.
Poor wee soul was out of sorts & upset & then went off to hide
She has now emerged & seems just a tad brighter.
Will see how she goes.
Maybe the vet the morra.
Still paying for the last trip
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Aww poor miss s. Hopefully she's better tomorrow x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5
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Hope your cat is okay. Sounds messy and painful and expensive.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/255 -
Oh poor Miss S. Could it be a bite? Fingers crossed nothing expensive 🤞The falls clinic couldn’t do anything for Mr SA either. It’s hard when it’s because of a condition and not because you’re getting older. They’re aimed at making the elderly safe really. He had the alarm a few years ago but it wasn’t worth the monthly fee because all they would do is ring me, they don’t send anyone out to help.I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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Hopefully she will be a wee bit better the morra.Sun_Addict said:Oh poor Miss S. Could it be a bite? Fingers crossed nothing expensive 🤞The falls clinic couldn’t do anything for Mr SA either. It’s hard when it’s because of a condition and not because you’re getting older. They’re aimed at making the elderly safe really. He had the alarm a few years ago but it wasn’t worth the monthly fee because all they would do is ring me, they don’t send anyone out to help.
Exactly that on the falls clinic. SAd but true.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5
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