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Baby steps to mortgage freedom for beanielou.
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Well done on the weight loss. I know how frustrating family can be over it too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
You most certainly do offer encouragement to others Mrs 😂😂 more than you’ll ever realise 👍
Well done on the 1/2 off……every little helps. It’s a packet of lard……I once went into a supermarket and counted the packets of lard I’d lost when I was at target…..made me realise how much I’d lost at the time ( been back on now for a while though ) I’m going back next week to SW……most of my gallivanting will have finished by weekend and I can get my head back in the game 👍January spends - £587.586 -
Beaniiiiiieeeeee,
Hey mrs i'm back, so proud of you, mortgage free, weight loss and doing so much good in your community. Will need to arrange a catch up at some point.7 -
savingholmes said:Well done on the weight loss. I know how frustrating family can be over it too.
She said I won't mention again.
However, I know she will.Sigh.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
milann said:You most certainly do offer encouragement to others Mrs 😂😂 more than you’ll ever realise 👍
Well done on the 1/2 off……every little helps. It’s a packet of lard……I once went into a supermarket and counted the packets of lard I’d lost when I was at target…..made me realise how much I’d lost at the time ( been back on now for a while though ) I’m going back next week to SW……most of my gallivanting will have finished by weekend and I can get my head back in the game 👍
Need to keep it up til mid August when the family are invading Scotland again.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
elantan said:Beaniiiiiieeeeee,
Hey mrs i'm back, so proud of you, mortgage free, weight loss and doing so much good in your community. Will need to arrange a catch up at some point.
How are you & Mr el?
Must be a year since I saw you?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Oh & the car saga of the MMI system is a known fault with Audi
A bit cheesed off they did not tell me last week.
Anyway it is going to the dealer this afternoon to see if It can be a quick fix or if it needs a software fix which can take 2 days!
I only know because one of my friends googled the fault & found out!
It was annoying her that we could not resolve it.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
beanielou said:elantan said:Beaniiiiiieeeeee,
Hey mrs i'm back, so proud of you, mortgage free, weight loss and doing so much good in your community. Will need to arrange a catch up at some point.
How are you & Mr el?
Must be a year since I saw you?6 -
Aww, the family circle is joining up again2023: the year I get to buy a car6
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Still at the garage.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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