Baby steps to mortgage freedom for beanielou.

jwil

Congrats on the loan payment, it all helps!

maggiem

Well done on the loan and that's a brilliant photo too 👏👏😂

beanielou

jwil said:

Congrats on the loan payment, it all helps!

maggiem said:

Well done on the loan and that's a brilliant photo too 👏👏😂

Thanks 

beanielou

In other ponderings I am thinking about replacing my bedroom carpet as it's manky.
I was going to wait 18 months til DS has done his further uni year.
Then I thought I will get a quote at the moment as prices are just going to go up.
Will see what the quote comes in at. 

Sun_Addict

All the small amounts add up 👏

beanielou

Sun_Addict said:

All the small amounts add up 👏

They do indeed 

skint_spice

There’s always something isn’t there? I could do with a new bedroom carpet too.

jwil

Always worth getting a quote, you know what to work towards then.  

RosaBernicia

There are often 'buy now, pay later' deals on carpet, so you could take advantage of that and just put the money aside.  They are absolutely hideous terms if you don't hit the payment dates though, so do read all the small print. 

(I did this as I figured it felt better than adding to the 0% card, but when I got the terms agreement, realised they don't just start charging interest at 30% a year after, they also add all the interest for the first year - so am keeping a careful eye on the cheeky barstewards.)

milann

If you can afford it go for it. It will cheer you up…..but you’ve worked so hard to get yourself sorted financially, don’t make yourself feel worse by getting it, then regretting it later 😏 So if you decide to go for it……enjoy it and don’t look back regret the purchase…..but please think carefully…..only you know what’s best for you 👍👍