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Baby steps to mortgage freedom for beanielou.
Comments
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            Also I was very lucky yesterday & someone on my local FB page was giving away a twig stick thingy from Next for free.
 So it is now in my sitting room I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert. I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.4
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            Exciting - happy new stick and light thingy 👏January spends - £587.584
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 Wow what a lady .beanielou said:So today has been interesting.
 My mum is finally retiring for the second time next month at 78 & 3/4's!!Life is an adventure, never stop exploring.5
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 She had to retire at 60 from her original job & then found a second career!!milann said:78 3/4 😳😳 She must really enjoy what she does. The age of the retirement age didn’t worry her then 😂
 She was never one to just sit around!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.5
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 Indeed. But look at your mum & dadSunshine_girl2 said:
 Wow what a lady .beanielou said:So today has been interesting.
 My mum is finally retiring for the second time next month at 78 & 3/4's!! I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert. I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.4
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            Wow to your mum. Hope she’s not going to be bored with retirement 😂 Well done on getting the twig thing free 👍I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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 I know today my dad was making a new clothes prop for my mum from some wood in his shed .beanielou said:
 Indeed. But look at your mum & dadSunshine_girl2 said:
 Wow what a lady .beanielou said:So today has been interesting.
 My mum is finally retiring for the second time next month at 78 & 3/4's!! Life is an adventure, never stop exploring.5 Life is an adventure, never stop exploring.5
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 BlessSunshine_girl2 said:
 I know today my dad was making a new clothes prop for my mum from some wood in his shed .beanielou said:
 Indeed. But look at your mum & dadSunshine_girl2 said:
 Wow what a lady .beanielou said:So today has been interesting.
 My mum is finally retiring for the second time next month at 78 & 3/4's!!   I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert. I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.3
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 Brilliant. I love herbeanielou said:So today has been interesting.
 My mum is finally retiring for the second time next month at 78 & 3/4's!! If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
 Emergency fund 3501000
 Buffer fund 0/100
 Debt Free (again) 25/0720254
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            Good news on your cooker being installed, I hope you enjoy using it 🙂. I hope your physio goes ahead, that should be an essential service I think.
 Your mum sounds amazing. I hope she enjoys her second retirement .
 Does your twig thingy from N3xt light up? I love those 🎄.Finally Debt Free After 34 Years, But Still Need to Live Frugally
 Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
 EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
 CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
 HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4
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