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Baby steps to mortgage freedom for beanielou.
Comments
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I think it matters too!
The ONLY thing in life that is guaranteed is change 😉 it may take a considerable period of time before this current situation passes but it will pass, and life will, to some extent, return to a type of normality.
You've done so well already beanie and keeping it up even during times when it all seems pointless (I've had lots of times I've felt like that! 🙈) really makes the difference in the long run 😉8 -
does that mean you;re 11 months til your mortgage free beanie xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.057
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It is important that another mortgage payment has gone so that's great news. Sometimes it helps to focus on the normal everyday stuff in uncertain times.I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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Thanks HHD
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Yes.abba1772 said:does that mean you;re 11 months til your mortgage free beanie xx
Am taking a home improvement loan though so still wont be free for a whiole though! xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Thankssquirrelgirl said:I think it matters too!
The ONLY thing in life that is guaranteed is change 😉 it may take a considerable period of time before this current situation passes but it will pass, and life will, to some extent, return to a type of normality.
You've done so well already beanie and keeping it up even during times when it all seems pointless (I've had lots of times I've felt like that! 🙈) really makes the difference in the long run 😉 I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
WOW under a year Beanie.....will the loan sort your conservatory out for you. It’s a pain having to wait for these jobs but imagine being half way through and the workmen having to retreat.....a friend of mine was having some work in the garden done - fencing replaced which had fallen down in the winds taking a tree with it, a area paved and garden levelled out. It was all systems go last week - due to finish last Friday and everything came to a standstill at 11 am on Thursday - they literally had a phone call, dropped their tools, left them and had to leave......I fully understand them doing this and they need to keep safe but very frustrating for my friend.....it was only a day away from being finished but is like a building site for the summer now......I was imagining if I’d had started my kitchen/toilet project and that happened....... sooo I’m quite pleased I was pondering on the best way forward with it.January spends - £587.585
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Yes, will hopefully sort out the conservatory
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Not the best of mornings.Doing a spot of hoovering & fell backwards & bumped my head.Have taken my injury mix & now having a wee rest 😢🤷♀️😿I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.8 -
Ouch
I'm glad you've taken care of yourself, what a nasty thing to happen. Let us know how you get on in a bit.
2023: the year I get to buy a car6
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