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Baby steps to mortgage freedom for beanielou.
Comments
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Wowsers 12 payments to go - in just over a year it’ll be gone 👏👏👏
Youve done fantastically with the decluttering and inspired me to get rid of some baby toys, high chair and travel cot from the gks room - hope I don’t regret it and end up needing them again - don’t think they’ll be any tiny feet pattering here again though.January spends - £587.588 -
Got an email in yesterday from m@t@l@n. They have some good storage boxes that might be worth a look.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.6
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Thanks 😊in_need_of_direction said:Got an email in yesterday from m@t@l@n. They have some good storage boxes that might be worth a look.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Marks and Spencer have new magic jeans. Pricy but I had a code for 20% off
They are magic indeed for wee & dumpy me. High rise & no gap. 😍😍😍I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Hooray for magic jeans - do they do miracle jeans by any chance 😂😂😂 think I might need them.
January spends - £587.587 -
Great news on the mortgage payment and the decluttering. Well done!
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1247 -
Thanks lucielle
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Hi Beanie Excellent new that there are only 12 more payments to go on the mortgage. That's going to make a massive difference to you as it would any household. I've never heard of magic jeans and I'm intrigued so off to google. Have a great day. Have you been on FB duty? xx 7
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I am seriously concemplating taking out a home improvements loan to get some major work done to my conservatory.teafor2 said:Hi Beanie Excellent new that there are only 12 more payments to go on the mortgage. That's going to make a massive difference to you as it would any household. I've never heard of magic jeans and I'm intrigued so off to google. Have a great day. Have you been on FB duty? xx
I am pondering seriously.
I was at the FB yesterday.
I am tired & need to step the decluttering down a tad but by the same token I dont want to loose the urge
xx I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Would you be able to hold off for another year so you'd only be repaying the loan, not the loan and the mortgage?
Could you set yourself a daily de-cluttering target, either number of items or time spent on it. At least that way you'd still be making progress. xx
7
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