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Staying on track over Christmas!

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  • Christmas this year for us will be the first time with no family over, so just the two of us on Christmas Day! I'm actually looking forward to it, Bedsit Bob, a whole day of peace and quiet! But the onslaught starts on Boxing Day when everyone descends. It is my first Christmas as DFW, so I won't be doing my usual spend, spend, spend thing. No credit cards anymore, so presents are going to be small token gestures to family only. I have one works night out and that's all. I am actually looking forward to a quiet Christmas!
    Feb 2014 to now
    Unsecured debt at highest £56,511/now £9,328 83% paid. :)
    Mortgage £85,342/now £28,846 66% paid
    2018 overpayment total - £5,500
    Mortgage and debt free by August 2020
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