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Keep Going Debt-Busters!!!

Dearest Debt-Busters...

Forgive me butting in here but I wanted to say a few words of encouragement (:o) and a little good-bye.

Today is my last day at home before I fly to South East Asia :j:j:j to start my life on the road as a digital nomad. I have given up my job, my flat and said good-bye to my friends in order to follow my dream!

My journey started on MSE in 2012 though - and I am posting here for the last time (well.... for now!). :D

I started with £16,600 worth of debt and ended with £10,000 in cash to take with me.

The 3 little things I live by are simple;-
  1. Choose a goal.
  2. More money should be coming in than going out
  3. Pay towards your debt or savings first each month.

So keep going, push, push, push to the end. The people I met on here are the reason I succeeded. So many knowledgeable and helpful, kind folk to cheer you on.

If I can do it so can you!

NSKx
“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".

Comments

  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Aaaw, good luck and enjoy, and thank you for your inspiration :)
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • I'm just beginning to battle my debt as you're leaving!....but good luck and well done you!!
    It's inspiration from people like you who have beaten debt that help pull my head out of the sand.. so thank you.
    Enjoy your travels.... although Im not sure what a digital nomad is, it sounds exciting! :D
  • ilovetea
    ilovetea Posts: 1,330 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Have a great time on your travels and build some good memories.
    Thank you for all your helpful posts.
    ilovetea xx
    Make £2026 in 2026 £212-64
    Declutter 160 items in 2026
    NSD's in Jan. 24/20. Feb 18/20
  • Wishing you health, wealth and happiness for your future, thanks for sharing your story x
    LIVE SIMPLY * GIVE MORE * EXPECT LESS * BE THANKFUL

  • Liliyanna
    Liliyanna Posts: 109 Forumite
    Tenth Anniversary Combo Breaker Debt-free and Proud!
    edited 2 November 2014 at 8:25PM
    Goodbye to you NSK,

    I hope you have some amazing times in the coming months, you've certainly earnt them :)

    I'd like to thank you for all you've done for us folks on MSE, certainly for me. I was £42,000 in debt when I first stumbled upon MSE. Your monthly challenges got me hooked and today I'm £2,400 away from being debt free and will certainly acheive this before Christmas. This was in no small part to you and all the time and effort you put in to helping complete strangers like myself.

    So if you're ever feeling down just remember your big heart and generosity of spirit have made such a difference in peoples lives and the world would have been a darker place had you never been in it.

    Bon voyage

    Lily x x
    LBM = Jan 1st 2013 - £42,000 owed DFD = Christmas Eve 2014 :D:D
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Goodbye for now Kat. Your challenges really were legendary. All the best on your travels.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Fantastic - good luck on your travels. I hope it's everything you dreamed of and more. Totally inspiring :)
    SPC # 348 2014-£169.07/2015 - £156.89
    GC 2014 Feb-Dec £2931.62
    GC 2015 Jan £216.93/£220 Feb £291.97/£215 Mar £213.64/£220 Apr £207.62/£220
    DFBXmas2015 #40 - £3,474.61/£4,000
  • Kat, I can honestly say that without your challenges I wouldn't have been debt free nearly as quickly, and I wouldn't have learned really, truly, how to use money well. It's very rare you can use this word in the proper context, but farewell! I hope your travels are everything you've dreamed of... don't forget to drop in and make us jealous occasionally! :D
    Proud to be debt free September 2014. :j

    Sisu.
  • DawnW
    DawnW Posts: 7,893 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Good luck Kat, I hope you have an awesome time :D

    You will be missed on here for your straight talking and motivation :)
  • Liliyanna wrote: »
    Goodbye to you NSK,

    I hope you have some amazing times in the coming months, you've certainly earnt them :)

    I'd like to thank you for all you've done for us folks on MSE, certainly for me. I was £42,000 in debt when I first stumbled upon MSE. Your monthly challenges got me hooked and today I'm £2,400 away from being debt free and will certainly acheive this before Christmas. This was in no small part to you and all the time and effort you put in to helping complete strangers like myself.

    So if you're ever feeling down just remember your big heart and generosity of spirit have made such a difference in peoples lives and the world would have been a darker place had you never been in it.

    Bon voyage

    Lily x x

    Wow, what an achievement.

    Safe Journey Kat
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