Is a Debt Relief Order worth doing?

sourcrates

AleMrsT wrote: »

What is the difference between the two? Do you think I should ask again? How would I use the account if I have nothing to go into it?

Most Banks do a "basic no frills account", although they all have differing names for them.
A "basic bank account" is one anyone with the correct ID can open, with no credit checks, overdraught, or cheque book.
Some banks even give you a visa debt card, although some only provide a cash card.
As long as you have two forms of ID, inc photo ID, and proof of address, you will be accepted.
The Coop do a very good basic account with a visa debt card.
You need to ask for a basic account, with no OD, or you can apply for most of them online, although they will need to see your ID before the account can be opened.

[Deleted User]

moohound wrote: »

You have to specifically ask for a basic account, it comes with a debit card usually, but had no overdraft or cheque book

If you want an absolutely basic account, try this.

http://www.barclays.co.uk/Otheraccounts/Cashcardaccounts/CashCardAccount/P1242557963900