Can someone advise me on an unsecured loan please!

daveg33

My head is totally bursting today trying to find a decent loans company that isn't going to charge me an upfront fee and then give me nothing or pretty much nothing back. I am looking for an unsecured loan for £7000 part to pay for a car which require for my job and part as a mortgage deposit. I find it difficult to find a company that will give me a loan as I have been in my job for less than a year and at present I am a tenant. I definitely do not want to pay the interest welcome finance charge. Any advice would be deeply appreciated, thanks in advance.

daveg33

Ok, thanks folks!

diesel_staffie

what about your bank??

jonesMUFCforever

You should not be borrowing for a deposit for a mortgage!

CLAPTON

you've not provided much information


what does your credit record say
how much do you earn
how old are you
are you on the electoral roll
what other debts do you have

presumably you have been refused by your bank..what reason did they give?

daveg33

My Credit record has a decent track of me paying things on time like credit card and mobile phone bill. I am on the electoral role at my rented accommodation and have an outstanding overdraft of around £1400 which trying to get down bit by bit per month. Every month after tax I clear around £1300 and I am 23. Any help?

CLAPTON

and have you asked your bank and what did they say?

daveg33

Yeah, asked the bank to start off with but due to the high overdraft that I have pretty much at it's limit and was close to it's limit all through last year at uni they were unable to give me a loan.

daveg33

Maybe I'm just in the 'unloanable' class.