Buildings & Contents Insurance

Kim_Possible

I was wondering what is the average cost of buildings and contents insurance per month for 5 bed house would be?

Ive been quoted about 40.00 per month for Buildings & Contents with Accidental Damage & £1k Personal Possessions"

Is this average?

BigAl94

Sounds expensive - try here for comparative quotes http://www.moneysupermarket.com/home-insurance/

rolo1_2

Very expensive

CEON44

My 4 bed insurance this year was £240. Similar or even better cover than you. Thats with Direct Line

esson1

£140 with Kwik fit

Old_Git

I asked compareni.com for a quote .They where initially cheaper but they dont include frost damage to pipes .So not much good .

Kim_Possible

Thanks all...that's what I'm concerned about - the finer details. Thanks

BigAl94

Old_Git wrote: »

I asked compareni.com for a quote .They where initially cheaper but they dont include frost damage to pipes .So not much good .

What do you mean? They are a price comparison website not an insurance provider.

McKneff

Forget the per month.


Insurance is normally taken out for a year.


Mine, for a 3 bed semi, items away from the home, personal possessions, accidental damage is £160

warmhands.coldheart

You get what you pay for has always been something I've truly believed in. I've been stung in the past going with the "Cheapest" option... never again.

get some quotes. look over the fine detail. work out what exactly you need it to cover and go from there.

Personally I've always had Family Legal cover on mine. It's been a godsend on two occasions where we required legal advice. worth the extra in my view..... look at excesses, are "mobile" items included, everythings "mobile" now a day.... phones, tablets, laptops, etc.....

The Devils in the detail !!!

lazer

CEON44 wrote: »

My 4 bed insurance this year was £240. Similar or even better cover than you. Thats with Direct Line

I am with direct line too - was around £220 I think for a 3 bed - for the "premium" package - seems to cover most things - and less need to specify valuables etc


Also includes free worldwide travel insurance