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Paid off first debt!

Feeling quite happy that have managed to pay off my first debt - Next storecard! It was only £378 but managed to get it paid off over September/October. Managed to ebay some stuff which helped to get it paid off quicker.

Now going to concentrate on paying off CC1 balance around £867. Think progress with this one will be slower as got christmas shopping to do although will not be spending too much!

Still waiting to hear if our remortgage application with Nationwide is going to go through. Valuation took place yesterday. Feeling very nervous about it.

Comments

  • MrsSave
    MrsSave Posts: 1,817 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Well done. It's a nice feeling isn't it? It was the next one that I managed to pay off first as well, though it was only £61.
    Starting a new debt free journey
    Starting Debt: £5,250
    Current Debt: £4,995.50
    Amount Paid: £254.50 Percentage Paid: 4.84%
    Emergency Fund: £350
  • I have found that the less I spend on Christmas presents, the more appreciation I get! Charity shops, LIDL and ALDI have come up with ideal items. I also had some unused stuff at home that I decided to give as presents instead of donating.
    Who having known the diamond will concern himself with glass?

    Rudyard Kipling


  • Well done! Next is a good one to pay off because the interest is so high, I've just paid mine off this month too,I'm going to have to be really strict when the Xmas sale comes though! Good luck with your cc debt.
    Emergency Fund Challenge #26 £250/£1000
  • MrsSave
    MrsSave Posts: 1,817 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    I'm going to have to be really strict when the Xmas sale comes though!

    Tell me about it! Though I did get lots of nice clothes for my ds last year. Will only spend what I already have available this year!!
    Starting a new debt free journey
    Starting Debt: £5,250
    Current Debt: £4,995.50
    Amount Paid: £254.50 Percentage Paid: 4.84%
    Emergency Fund: £350
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Well done. :)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Congratulations - it feels so good when you get rid of a creditor.
    SPC # 348 2014-£169.07/2015 - £156.89
    GC 2014 Feb-Dec £2931.62
    GC 2015 Jan £216.93/£220 Feb £291.97/£215 Mar £213.64/£220 Apr £207.62/£220
    DFBXmas2015 #40 - £3,474.61/£4,000
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