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Halifax underwriting process

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hi everyone could anyone tell me if Halifax underwriting is done before valuation or after the property has been valued.
kind regards.

Comments

  • Phoebo
    Phoebo Posts: 40 Forumite
    I think it's simultaneous. We had our valuation done on a Thursday afternoon and recieved our offer Friday morning. It took 5 working days from full application to offer. We completed Friday! :)
  • hi that's great I am very happy for you. I have received a call from my MB and estate agent today stating that valuation has been instructed and will be done in a couple of days and congratulations, but I don't want to get to happy yet if the underwriting process has not been completed.
  • Underwriting generally is at the same time as the valuation, with a view to producing the offer when the valuation has been assessed. (Assuming no underwriting issues etc).
    I am a mortgage adviser.
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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