Wonga default removed

chelle1981

Hi all, just wanted to share some brilliant news with you all- in September I was checking my credit file and realised that I had a default from wonga despite constantly being in contact with them re my situation- I wrote a letter of complaint and they have today come back and said after investigating my complaint- they are removing the default fully fom my credit file! Result :-)

sexyshark

I am waiting for mine to go aswell and they are wiping my debt aswell

chelle1981

How come they are wiping your debt too? Is this a trick I am missing? I mean I took out the loan in good faith to pay back but then due to my ill mum who sad,y passed away was not able to work for a few months and therefore ennded up on a dmp so can't really expect my whole loan to be wiped- just pleased that I have managed to get the default off my account

ghostmadlittlemiss

chelle1981 wrote: »

How come they are wiping your debt too? Is this a trick I am missing? I mean I took out the loan in good faith to pay back but then due to my ill mum who sad,y passed away was not able to work for a few months and therefore ennded up on a dmp so can't really expect my whole loan to be wiped- just pleased that I have managed to get the default off my account

A lot of people recently got their loans wiped as they would've failed the affordability criteria as it is now. I'm unfortunately not one of them but I'm hoping to appeal that.
Kayleigh

sexyshark

It got to the point the amount i owed each month was higher than my wages, but at the time of the email the debt was £34 and stepchange sent payment to them the next day so i am hoping they refund the payment