24.7.07 what small dfw thing will you do or have you done today?

hypno06

Hello lovely DFWers - old timers and newbies. I hope not too many of you are suffering with flood water and hugs to those of you that need them today. I have realised this summer that we are very lucky indeed here.

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will do the following:

- check online banking and update spreadsheet
- make sure as many appliances as poss are switched off at the wall
- use only the storecupboard/freezer for meals today
- do clicks and surveys
- not increase my debt in any way
- be positive
- not use the car for any unnecessary journey - DS is going to try the bus today :eek:
- accept a bank charge claim offer
- arrange orange wednesday ticket for DD and DS to use tomorrow
- send a birthday present out from the present cupboard
- do some admin work!!

I hope everyone has a good (and dry) day xx

OliveOyl_2

Morning Hypno, and all who follow. :beer: (though it is a bit early for beer, I'll have a coffee instead)

Today I am going to:
-do my clicks
-put more books on Amazon (I've sold TWO!!!)
-do my on-line banking and up-date my spreadsheets
-finally get my budget spreadsheet completed
-Prepare a menu plan (I work from Tuesday -Monday because of when my veg box arrives)

James&Shell

HI Hypno,

Today im not going to spend anything as i had £3.50 in my wallet which went in to the savings jar.

Also i bought the remains of last nites stirfry for tea to save on lunch.

Im trying so hard.

completelyspent

Brought packed lunch to work
Will do 'clicks' later tonight

Spendaholic_Chick

today i have/will:

- dry clothes on airer
- took stuff outta freezer for tea
- doing a mystery shop (maybe two!)
- bought a £100 itunes voucher for £20 which feeds my music addiction! :j


can't think of anyhting else - have given up on piggy comps and haven't done quidco clicks for weeks have gone through them for any shopping etc though

racer256

Today I will:- Do my click throughs- Take my lunch into work- Send an Ebay parcel- Line up my items for Ebay listing.- Do my food shopping online.Have a good day.

LookingAhead

Hi hypno et al.

:hello:

Today, just the usual really....

* HM lunch to work
* Got lift home from work
* Went for a walk at lunchtime and didn't buy anything :j
* Having a friend around for dinner tonight & a chat rather than go out spending
* Quidco searches & piggy comps
* Doing an economy wash to get clothes out on the line whilst it is sunny & windy...tomorrow will see a return of the rain

Actually we could make a song about that....."Return of the <pac-a> mac...."

I'll get me (rain) coat.

x_raphael_xx

Today I walked to work, took a home lunch.
Also having a NSD.

taxi73

Evening all ...today I have

checked online banking
done loads of washing and dried it all on the line
saved £768 interest on my new car loan as got them to match bank rate!!!
had a NSD

newleaf

I'm a tart
I opened a new 0% credit card and transferred my balance for another nice, long, interest-free deal. Bye bye Capital One :wave: sorry you didn't make any money out of me this time around

Gemmzie

* Checked the on-line accounts
* Cashed some Ebay profit (:j) and sent the item off
* Paid the profit straight off the Egg card