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Sale fallen through. What happens now?
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MortgageVirgin
Posts: 65 Forumite
We applied for a mortgage with Natwest via a MA in late July, which was accepted in early August.
Since then, our vendors have pulled out of the sale. We have found another house and will be putting an offer in tomorrow. My question is, do we have to go through the process of applying for another mortgage all over again, or will the acceptance from Natwest carry over to the new property? I think we'll have to reapply, but my partner thinks otherwise!
Thanks :T
Since then, our vendors have pulled out of the sale. We have found another house and will be putting an offer in tomorrow. My question is, do we have to go through the process of applying for another mortgage all over again, or will the acceptance from Natwest carry over to the new property? I think we'll have to reapply, but my partner thinks otherwise!
Thanks :T
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Comments
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I believe most lenders will allow you to change the property without a new full application, but most will have a limit, maybe 3 months?Changing the world, one sarcastic comment at a time.0
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You will definitely be charged a new mortgage valuation for the new property as the previous one only applies to the fallen through house.0
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