CCJ but wrong identity, need urgent advice

royroy1

glentoran99 wrote: »

Surely if a judgement has been granted its been granted against this "other person" different middle name and different date of birth? how can a judgement be granted against a person who it seems isnt named on the debt?

That is our thoughts, but is it dangerous to ignore it considering that it's her forename and surname (the middle name has been conveniently left out of all communication) and address? 1st Credit have never given the middle name, so the court papers just state forename and surname.

royroy1

rizla_king wrote: »

You may be able to get a set aside, but could stumble on this point as you did not have a good reason for not attending.

..........

Nothing was ever made clear though with regards to attending court and we assumed that the hearing wouldn't go ahead after informing the court that it was the wrong person.

However, if she does attempt to have it set aside, the info we've found online says to file form N244 at a cost of £155. That doesn't seem fair and we don't have a spare £155 right now.

rizla_king

sourcrates wrote: »

or for all things legal, you could try this forum :


http://www.legalbeagles.info/forums/forum.php


they are more up on all things legal.

Worth a go.

glentoran99

royroy1 wrote: »

That is our thoughts, but is it dangerous to ignore it considering that it's her forename and surname (the middle name has been conveniently left out of all communication) and address? 1st Credit have never given the middle name, so the court papers just state forename and surname.

Think you need proper legal advice, You say date of birth is wrong too, is that mentioned anywhere?

sourcrates

I would ask on Legal Beagles OP, they are !!!! hot on things like this.

royroy1

Thanks for all the replies, and the suggestion to try Legal Beagles.

royroy1

glentoran99 wrote: »

Think you need proper legal advice, You say date of birth is wrong too, is that mentioned anywhere?

Only known from doing a search of her credit file she found the debt listed on her file, but it stated a different middle name and date of birth to hers. 1st Credit have never referred to the middle name or date of birth, which seems rather convenient given that they have been asked numerous times to clarify it and to provide evidence.

sourcrates

More advice here :


https://www.nationaldebtline.org/EW/factsheets/Pages/12%20EW%20County%20court%20-%20how%20to%20set%20aside%20a%20judgment/Default.aspx