Iva full and final offer

Badlad

Not sure if this is in the right place, sorry if not!

Currently in an iva and ive made a full and final payment offer of around 70% of the remaining.

But my iva holders are refusing to arrange the meeting until they get payslips, which ordinarily I wouldn't mind but as a, I've just changed jobs to a lesser paid job and as yet no payslips.

B, my old firm are notoriously bad at anything admin like (last payslip I received was 3/4 months ago and they have moved to an online method but as im no longer staff I can't get a login to the system.

The offer to pay is quite urgent as its a gift from my girlfriends parent as we've just found out we're having a baby and tho it isn't critical I really want to get this done Asap as explaining to someone offering to clear your debts but being told "I don't know" is I think really rude.

Am I better off failing the iva and going direct to my debtors(creditors? I always get them mixed up). I do feel like prolonging it is in my iva holders interests as they continue to get the payments.

Any suggestions and many thanks

J

sourcrates

Don't do anything rash, I assume your IP is dealing with this yes ?
Simply either ring or write to your IP`s office explaining the situation regarding payslips, if that fails to change there minds, don't fail your IVA because of this, you could keep paying, save the lump sum, until such time as you do have some pay slips, a couple of months will made no difference to you, and make the offer again.
It would look more attractive to them if your new job pays less than the old one, certainly wouldn't fail the arrangement over this as it gives you legal protection from your creditors.