Miss Make a change must Make a change

Makeachange

Steps forward and announces LBM 353...

Okay, well I don't actually know how many specific "I must stop this" moments I've had but this is the last!

I am totally fed up of this debt lark! I have it coming out of my ears... Loan (Parents..), Overdrafts (Student), Credit cards (Lets not go there just yet). I tallied it up tonight and ugh, its not surprising the number, its just not nice...

Its under 10k... but slightly about 5k... though most of that is the horrid student overdraft and a crazy 4 years at uni.. and a degree so... that does make me slightly better!

I have a few little debts that will be clear by christmas and I must put everything into pushing to get them clear quicker.

I also intend on paying for christmas in amazons vouchers earnt on swagbucks and I am going to go to sleep soon and come up with some more ideas in my sleep hopefully!

I need to make this the last time I have a light bulb come on, make sure the light never goes off only continues shining! :A

Sorry if i bore you along the way but thank you for reading!

chevalier

Welcome to the boards. Do you have something to focus, on to keep you on the straight and narrow? Like getting a deposit together? If you do, then write that word in your purse near you cards to make you think twice about spending....
good luck

monz

Good luck!!:)

What I find really useful is my own spreadsheet of what to pay and where to overpay x

Makeachange

chevalier wrote: »

Welcome to the boards. Do you have something to focus, on to keep you on the straight and narrow? Like getting a deposit together? If you do, then write that word in your purse near you cards to make you think twice about spending....
good luck

Hello!! Sorry its taken me soo long to reply!! Had a crazy week and just not been online much!!

Thats such a good idea!!! I have a list of things I want lol.. like a car... money for a masters...

I'll need a whole list!