Yorkshire Bank

shie6523

Hi,

Has anyone applied for a mortgage through Yorkshire Bank recently?

Myself and my G/F are first-time buyers and have £16.5k deposit with a view to getting a £165k mortgage. We’ve seen what we think is a good deal:

• 3 year fixed;
• 90% LTV and;
• £0 application fee;
• £500 cashback

Just wondering if anyone has any feedback on whether they are a strict Lender, how long they take to process mortgage applications etc.

Any response most appreciated.

amnblog

They are a strict and painful lender.


Incidentally, there are other more competitive products out there.

shie6523

Really?

I've spoken to two mortgage brokers who couldn't source a better 3 year fix deal and both stated we had a good chance of getting the mortgage with YB?

shie6523

The rate is 3.49%

kiddakidda

shie6523 wrote: »

Really?

I've spoken to two mortgage brokers who couldn't source a better 3 year fix deal and both stated we had a good chance of getting the mortgage with YB?

Have you applied then?

shie6523

I filled out an enquiry form online - they are going to ring me back hopefully.

kiddakidda

shie6523 wrote: »

I filled out an enquiry form online - they are going to ring me back hopefully.

Good and bad in all banks and building societies. Let us know how you get on.

shie6523

We can only try kiddakidda, worst they can say is no and at least we know where we stand.