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Credit Score Noddle
Graciefields
Posts: 78 Forumite
Hi, I have just signed up to Noddle and had a free credit report.
It is says my score is 4/5. What would I need to get it to 5/5?
I don't have any bad credit history.
Thanks
Gracie
It is says my score is 4/5. What would I need to get it to 5/5?
I don't have any bad credit history.
Thanks
Gracie
Barclay Card £3600 [STRIKE]HSBC CC £2587[/STRIKE] ZERO
Total CC Debt [STRIKE][STRIKE][STRIKE]£7755[/STRIKE] [/STRIKE][/STRIKE] COLOR="Red"]$[STRIKE]7151[/STRIKE][/COLOR] £6487
November 2018 GC £25Pw/£100Pm Nov Grocery Challenge £83.56/£100 Dec GC £95.64/£125Jan 2019 GC COLOR="Red"]64.86/£125[/COLOR] Feb GC COLOR="DarkRed£100.43/]£125[/COLOR]March GC OR="Red"]145.00/125[/COLOR]
April GC £130/£125 Aug GC £72.71/£100
Total CC Debt [STRIKE][STRIKE][STRIKE]£7755[/STRIKE] [/STRIKE][/STRIKE] COLOR="Red"]$[STRIKE]7151[/STRIKE][/COLOR] £6487
November 2018 GC £25Pw/£100Pm Nov Grocery Challenge £83.56/£100 Dec GC £95.64/£125Jan 2019 GC COLOR="Red"]64.86/£125[/COLOR] Feb GC COLOR="DarkRed£100.43/]£125[/COLOR]March GC OR="Red"]145.00/125[/COLOR]
April GC £130/£125 Aug GC £72.71/£100
0
Comments
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This is completely meaningless until Call Credit and the others peddling these ""scores" start lending money.
Do you have a reason for thinking you will have difficulty getting a mortgage? If so, what is that?
Discussions about credit files in general are here;-
http://forums.moneysavingexpert.com/forumdisplay.php?f=257I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
If you think about it Gracie what would a 5/5 mean?
Would it mean your are a 'perfect' risk? - Of course not.
I suspect you are a 4 as you cannot be a 5.
As Kingstreet, says these figures are all nonsense anyway, designed to sell subscription services.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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