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Life insurance/critical illness cover on mortgage - yes or no?

ri17
Posts: 75 Forumite
We are going to be contacted soon regarding this. We plan to get both of these things but wanted to know if we are better off getting them ourselves through a comparison website or if we are better getting them connected and through our mortgage company?
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Comments
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You are better off getting some advice on them so that you don't get it wrong.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Thanks, advice from my mortgage company? I just thought they would push their products on us.0
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From a whole of market protection adviser, not your mortgage companyI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Where would be the best place to find one? Thanks0
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Unbiased dot comI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Great, much appreciated0
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Ok, now I am heavily pregnant and crying!! Early 30's here too. V sad0
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Yet we still have borrowers who will not pay the premium when offered cover.
Having paid out a number of these policies to clients and their families, I am afraid I can get rather insistent.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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