We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage or Sharesave?

shade82000 · 2014-10-18 21:44:45

Hi everyone. We've got a mortgage maths question and are wondering if anyone can work out the best way to channel our wages, or maybe show us how to work it out ourselves? Basically my girlfriend and I have started buying our house this year and we both work for the same company. We have the option to enter into a…

Comments

ecraig Posts: 254 Forumite

25 October 2014 at 7:58AM

Share save is numerically a better option - it the shares plummet after five years when you are exercising your option, you can take it in cash with no capital loss. If you believe the business is sound and credible, convert into shares and enjoy the extra gains from just doing your job.

0