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More than 100% mortgages?

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Can anyone recommend any lenders for over 100% mortgages? We are interested in buying a property for £99,000 but would like a mortgage for £106,000 to cover fees etc and the penalty we are going to have to pay to be released from our current mortgage early. I earn £16,000 husband earns £18,000 plus we get £4,000 a year tax credits/child benefit, credit history is good but not perfect (husband had some missed payments a few years back)thanks

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  • toonfish
    toonfish Posts: 1,260 Forumite
    there are several, Northern Rock, Coventry, Birmingham Midshires, Alliance & Leicester and Mortgage Express are the main ones. Most require a very good credit score though.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.



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