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How long does mortgage offer last for?
longwalks1
Posts: 3,834 Forumite
my mortgage valuation has just been done so am expecting the offer any time now, how long does it officially last for please? And when does the clock start ticking? Am asking as theres a possible issue with my sale, and wanted to know how long the offer stood for if there is a hiccup 
Say it went on for another month or 2, then ready to progress, would i need to provide more docs like up to date banks statements and payslips?
Say it went on for another month or 2, then ready to progress, would i need to provide more docs like up to date banks statements and payslips?
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Can depend on lender but Nationwide is 6 months from the issue of the offer.
My offer was issued August 8th and expires in Feb. I'm not sure if any more docs will be requested when I get close to exchange/completion?0 -
Would like to know this too please x:beer:0
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britishboy wrote: »my mortgage valuation has just been done so am expecting the offer any time now, how long does it officially last for please? And when does the clock start ticking? Am asking as theres a possible issue with my sale, and wanted to know how long the offer stood for if there is a hiccup
Say it went on for another month or 2, then ready to progress, would i need to provide more docs like up to date banks statements and payslips?
Short answer is No.
After 4 months then possibly.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
It depends on the lender and the mortgage. Fixed rate deals may be less.0
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If you look at page nine of your mortgage offer, it shows a date next to "Offer expiry date" where it changes from plain white to grey.Would like to know this too please x
This varies from product to product.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Thanks everyone for your answers, just asked as slightly worried about the possible deed of rectification I might have to get?
Kingstreet (me again, sorry), my solicitor seems to think Woolwich/Barclays will accept the offer of indemnity insurance to cover there being nothing on the deed about whos responsible for the buildings insurance? Does this sound a normal way around it?? I think i find out for sure next week, just trying to do a bit of research really0 -
No idea, sorry.
Not one of the lenders I use regularly enough to know well.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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