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How much money do you have left after bills?
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I don't use ynab, but follow a similar plan using an app I downloaded. At the beginning of each month I transfer all money from 'wages' account to all our different current/savings accounts so I know exactly how much we have to spend from each 'pot'.Starting a new debt free journeyStarting Debt: £5,250Current Debt: £4,995.50Amount Paid: £254.50 Percentage Paid: 4.84%Emergency Fund: £3500
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If you use YNAB, you can avoid having lots of individual savings accounts or envelopes as YNAB gives you categories to allocate the money to. I separate my current account from savings but that is it.I don't use ynab, but follow a similar plan using an app I downloaded. At the beginning of each month I transfer all money from 'wages' account to all our different current/savings accounts so I know exactly how much we have to spend from each 'pot'.0
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