Credit Report Looked at by Building Society

nobodysdriving

Hi,

why would Kent Reliance (the BS I have applied for a mortgage with through broker) look at my credit report every monday?
so far they searched it on 29th sept, 6th Oct, 13th Oct
I have had an offer in principle last week on 6th Oct so why are they looking again the following week??

all this 'snooping' makes me feel 'stalked', I thought that would be it now until they have done the valuation and are ready to pay me the money?

Foxy-Stoat_3

I do not know, call them to ask.

nobodysdriving

Foxy-Stoat wrote: »

I do not know, call them to ask.

I did call them,
was waiting for mortgage advisor to get back to me

he did say this is 'unusual' as usually they do no more than 2 searches, he will ask them.

ACG

Is one a credit check for the DIP, another a credit check for the app and another an ID check?

There could be a few reasons although it is uncommon - the best people to ask for anything like this is the lender.

Thrugelmir

nobodysdriving wrote: »

all this 'snooping' makes me feel 'stalked', I thought that would be it now until they have done the valuation and are ready to pay me the money?

I would be more concerned that you feel need to constantly monitor your report. As no one else actually cares. A lender will merely perform as many checks as it needs to.

nobodysdriving

Thrugelmir wrote: »

I would be more concerned that you feel need to constantly monitor your report. As no one else actually cares. A lender will merely perform as many checks as it needs to.

ROFL
you are not the only one 'concerned' about my mental health :rotfl:

nobodysdriving

ACG wrote: »

Is one a credit check for the DIP, another a credit check for the app and another an ID check?

There could be a few reasons although it is uncommon - the best people to ask for anything like this is the lender.

am waiting for advisor to find out, all 3 of them say 'credit quotation'
perhaps I am just a highly 'interesting' person