22.7.07 what small dfw thing will you do or have you done today?

hypno06

Hello lovely DFWers - old timers and newbies. Lazy Sunday .

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will do the following:

- check online banking and update spreadsheet
- make sure as many appliances as poss are switched off at the wall
- put petrol in the car after checking petrolprices.com
- do basic grocery shopping using vouchers only
- take picnic and flask to outdoor concert tonight to save buying costly crappy food and drink there!
- not increase my debt in any way
- not spend anything for most of the day as still in PJs!!!
- be positive!

Have a good day everyone

JAMIEDODGER

thanks hypno:)

today, like you i wont be going anywhere to spend any money:D. i am checking my cupboards and putting together a list for a tescos online weekly shop as i think that will help my grocery bill which has been increasing of late! A tweak of the budget is in order to see if i can send anymore money over to savings:) and the usual checking account balances and what has to be done online bankingwise for tomorrow!

have a great moneysaving day

swoods241078

Well, I can't go anywhere to spend anything as I don't have any money to spend!

But... I've just opened and A&L online account and transferred all my D/D's and S/O's over. They won't give me an o/d or c/c (go !!!!!! credit rating!) but they will pay in 6.50% interest for 12 months (down to 4.5% I think) on all credit balances (w00t!). That way, I can conentrate on reducing my barclays o/d and other bills

Oh, and I'm going to count up all my loose shrapnel from around my pit of a room, and see what it comes to.

Oh happy Sunday!

LookingAhead

Hello everyone.

Well today I am going for a NSD, I don't have to go anywhere and I just want a lazy day, being on here or reading a book (free - someone loaned it to me) whilst catching up on washing as well whilst the sun shines.

I have also done piggy comps & QuidCo searches.

The washing is all getting dried on the line and we are having a HM vegetable pilaf (made by my own fair hands ) for dinner. For lunch boyfriend has scavenged the freezer for something and is putting that together now.

We will stay in tonight and watch a DVD as well.

Am loving today - sunny & bright for a change and I don't have to go *anywhere* - it's great!

Karmacat

Hi hypno, hi all.

Today I have:
- updated my sign, and pm'd Gemmzie onthe first week's total for the Olympic Challenge Take Two
- sent out an Amazon CD. Was v cunning with the postage - there's been a 70p credit on a stoozed CC for ages, that I've simply never bothered with, I know the phone number, but........ 70p..... it'd cost me that to ring an 0845 number. So, altho it took me ages, I used that 70p credit to pay for the postage online and printed it out myself! Hurray!
- walked to and from the local Asda (45 mins each way!!!) to buy 2 jars of pesto - I love the Waitrose stuff, but they don't have it in any more, so am trying Tesco, Asda and Sainsbury. T is disgusting. Sainsbury not bad. Asda, we'll see. Its all about 8-10p cheaper than Waitrose, which is good.
- while I was there, I bought 3 oven thingies - sandwich tray (83p), bun sheet (83p - which I will actually use to make mini muffins) and a frying pan for sweet stuff (£1.47), as I'm making drop scones regularly now - gluten free, cheap, yummy, more hurray for me! Hmmm, may have been a waste, pan seems to burn. And I put too much baking powder in the drop scone mix, it tastes *horrible*.

whitewing

I have been very good today and used up some hanging-around-for-ages oat cereal and tinned fruit (with a dash of brandy that's been hanging around since Christmas) to make a crumble. Cooking away nicely and smells wonderful. Cauliflower from the bottom of the freezer will make a yummy cauliflower cheese. Hardly anything in stock now but am determined not to shop until I get paid on Wed!

sans_2

Things for today:

I returned a faulty electrical toothbrush so I got £23.32 back onto my Boots card. Brought a reduced electrical toothbrush with my points yesterday (£10).

I used my points to get DH some rather expensive hayfever eyedrops.

I brought 3 reduced memory cards for £13 but I did get £15 back in Boots points.

I didn't bother getting myself lunch (DH wasn't hungry) so just brought DS lunch. Took home the 2 sachets of sauce he didn't use rather than it going in the bin.

Brought lots of magazines from WH Smiths but as I spent over £5 I used the 200 points voucher for a £5 spend. So I have got £2.05 back on my WH Smith card.

Had homemade soup DH made for my lunch.

That's all I can think of.

redsquirrel80

Today I have...
- only spent money on a bus fare to get home from friends house this morning.
- decided on my grocery budget for the month, made a shopping list, and had a look online for some recipe ideas (but didn't actually go to supermarket because by the time I'd done that I realised that it shuts early on a Sunday :rolleyes:)
- made a curry for tea out of what was left in the fridge, plus some homegrown veg/ herbs, which turned out to be lovely!

Spendaholic_Chick

- i've had a nsd as confined to house today
- fed DS outta freezer/cupboards and I'm not allod to eat today becasue of hospital appt 2moro
- dried clothes on airer
- checked online banking *cries*

crawley_girl

Evening

Today I:
* went to work in my 2nd job
* got a lift too and from work
* resisted the temptation of a takeaway and cooked a roast dinner
* intend to do a meal plan later with foster child for the week
* will spend the rest of the evening tidying my room and being a misery guts!

:heartpuls CG :heartpuls

bobbie78

updated SOA and done new budget over on debt diary.
sent chase emails to pigsback and cdwow about missing points/vouchers
didn't buy coffee at the services on the way back tonight
gone through and updated change jar challenge amounts
looked for deals / auctions for washing machine, dishwasher and dryer.
did some washing (not mse but really needed to attack the laundry pile)