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My debts
Gemma84_3
Posts: 311 Forumite
Not sure if this is the right area, well after my drama the other day recieving a "we missed you" card supposdely from a delievery company and ringing them up, "to arrange a day" i recieved the said packet.
In it, was a nice letter from HFO services acting on behalf of 3 mobile saying i owe £59.55.
Checked with 3 and they are in control of the debt so i'm happily going to pay it.
Rang HFO and they said if i started payments today i wont have any interest or charges on the account, so i agreed to make a payment of £10.
The guy rang me back saying the money couldnt be taken and that they will take it on Tues (phew, as taking it yesterday would mean me going over my overdraft) But the sneaky lil buggar decided to try again and take it from my account anyways!! Rarrr :mad: but did say he wouldnt set the direct debit up till Aug.
Since spoken to ppl about having a direct debit and have been advised to cancel it, as apprantly they may try and take more :eek:
Going to ring them up 2moro and ask to set up a standing order, so fingers crossed all is sorted asap!
Feeling quite happy really, i've got my computer finance paid off in 3 months, my ccj paid of in about 2 and that leaves me with the dreaded catolouge bill of £820 :eek: just sent out CCA waiting for details that they can collect it, then its all systems go and just one debt to pay off from November this year!
Only going to be £60 a month better off, but thats a lot for a single mother who's a student.
Tell a lie, im paying off council tax at £2.90 a week till Jan and a loan from the social fund til about this time next year at about £3 a week.
One thing is for sure, i'm gonna try my hardest never to get into debt again!
In it, was a nice letter from HFO services acting on behalf of 3 mobile saying i owe £59.55.
Checked with 3 and they are in control of the debt so i'm happily going to pay it.
Rang HFO and they said if i started payments today i wont have any interest or charges on the account, so i agreed to make a payment of £10.
The guy rang me back saying the money couldnt be taken and that they will take it on Tues (phew, as taking it yesterday would mean me going over my overdraft) But the sneaky lil buggar decided to try again and take it from my account anyways!! Rarrr :mad: but did say he wouldnt set the direct debit up till Aug.
Since spoken to ppl about having a direct debit and have been advised to cancel it, as apprantly they may try and take more :eek:
Going to ring them up 2moro and ask to set up a standing order, so fingers crossed all is sorted asap!
Feeling quite happy really, i've got my computer finance paid off in 3 months, my ccj paid of in about 2 and that leaves me with the dreaded catolouge bill of £820 :eek: just sent out CCA waiting for details that they can collect it, then its all systems go and just one debt to pay off from November this year!
Only going to be £60 a month better off, but thats a lot for a single mother who's a student.
Tell a lie, im paying off council tax at £2.90 a week till Jan and a loan from the social fund til about this time next year at about £3 a week.
One thing is for sure, i'm gonna try my hardest never to get into debt again!
0
Comments
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The good thing is that you seem to be learning from all of this, which is a big "must" for all of us!
I am sure you will have those last few bits and pieces gone before you know it, then you can concentrate on being debt free and going forward!
Good luck xSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
well done you have done really well getting everything paid off £60. is alot and will make a differance as they say every little helps0
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