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what do i do next? do i pay up??
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Just a note for consideration: I recently read on the CAG site that not all catalogure/credit agreement companies are playing ball legally. I drafted a letter from the site and sent it to JD Williams whom had been billing me for £134.20. I wrote to them on many occassions asking what this amount was for as I had no recollection of this amount. They just kept on telling me pay up or going to court! SO I sent this letter which requests a signed copy of the original credit agreement (stating all the legal terms). They wrote today sayin that they had closed their files as their client had confirmed that the document is not available.
Please therefore look closely into any amounts you are being asked/chased for.0
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