OR telephone interview

nicky7175

I have my or telephone interview on thursday at 2pm he said it will last between 1 to 2 hours. What is discussed and what do I need to have with me to discuss with them?

savagevixen

He will discuss your statement of how you got into debt, your debts and when they occurred, how up to date are your payments etc, your assets listed on your bankruptcy forms, you will need to present a case for keeping a vehicle-if you have one, you SOA. In my case we receive benefits and Tax credits to boosts my husbands income, so our SOA was not discussed at all.
My OR interview lasted @10mins.
Don't worry they are human and it is fairly straightforward.

philnicandamy

I'd agree with vix, my OR interview was face to face and didn't last very long covered things such as why i'd got into debt what i'd done to try & help the situation etc had no assets or spare cash (on benefits only) so my SOA didn't matter to them....they are USUALLY a decent bunch of people to work with you do get the odd bad report, just be as honest and open as you can & you'll be fine...keep in touch & let you know how things went

Phil